Discount mortgagesOn July 2, 2022 by Admin
In case of disputes, the decision of Hang Seng and QBE GIHK shall be final. This offer cannot be exchanged for cash or used in conjunction with other promotional offers and is not transferrable. Hang Seng and QBE GIHK reserve the right to amend the terms and conditions of this offer or cancel this offer without prior notice to customers. 轉按回贈 points will only benefit you if you pay on your home loan for a long time.
These terms and conditions shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region. These terms and conditions are subject to prevailing regulatory requirements. Current sole or joint name account holder of Prestige Banking Integrated Account. Hanna Kielar is a Section Editor for Rocket Auto℠, RocketHQ℠, and Rocket Loans®with a focus on personal finance, automotive, and personal loans. Just click the button in the email to finish creating your account.
Rather than paying an upfront fee to lower the interest rate of the loan, you are paid an upfront fee to be charged a higher interest rate for the duration of the loan. Customers must apply by 30 November 2022 and settle by 28 February 2023 for this offer. In May of this year, the Reserve Bank of Australia raised the cash rate for the first time in over a decade, followed by another hike – the largest in 22 years – in June and a third in July.
Reduce the cost of LMI to $1 if you are an eligible first home buyer. $2,000 cashback available for switching from another financial institution for both owner-occupied and investment home loans. If you qualify for the $2,000, you can also receive a bonus $1,000 cashback if your refinanced loan is at least $500,000. Applications must be made by 30 September 2022, and the loan must be funded by 30 November 2022. The cashback will be deposited after settlement to an eligible NPBS bank account. The offers listed below are sorted by our Online Partners first and then alphabetically by provider name.
Only one cashback offer available per primary applicant within a 12 month period. Eligible first-time buyers could save up to $5,000 on LMI on new owner-occupier and investment loans on principal and interest repayments. The minimum loan size for the offer is $250,000, with an LVR above 80% and up to 95% at time of approval.
For example, if you have a first mortgage that is $300,000 and a home equity loan that’s $200,000, all the interest paid on both of those loans may be deductible since you didn’t exceed the $750,000 cap. These limits include any combination of qualified loans, such as mortgages, home equity loans and HELOCs. Hang Seng reserves the right to suspend, revise or terminate the above offer and amend the above terms and conditions at any time. In case of any disputes, the decision of Hang Seng shall be final. For details of the offer, please contact our branch staff.